Tips for Financial Freedom

   



So I have a Confession to make to you!   I have a Spending addiction.  Yes, You heard me right!  I love to spend money!  I constantly tell myself that I need it so to justify my actions.   I have realized that unnecessary spending is wrong.  How am I going to help my family out if I am constantly spending money that I could be saving!

I did something great today!  I paid off Every Credit Card balance down to zero, paid off our car insurance till next April, paid the entire school tuition, and created a grocery, clothes, & gas budget for the entire month!

I am commited to using my money wisely and saving for the future!!

Tips for Financial Freedom

  • Pay off your credit cards & HIDE them!!!
  • Pay your car in cash!!!  This will mean that you need to save your money until you have enough for the car you want! (Please don't buy a car brand new - Most of you know that it depreciates 30% once you drive it off the lot.  Let someone else take the depreciation value.)
  • Use a budget for groceries, gas, & clothing!!! A average Monthly grocery budget is $100 per person - ex. Family of 4 = $400/month!!!
  • Plan your meals ahead of time.
  • Use a Grocery list for the ingredients on your meal schedule.
  • Save Save Save!!!