Happy 1st Birthday to my Little Baby Gemma!

My name is Rachel, and I am the owner and author of Saving and More. Since I was 20 years old, I have had a passion for finding ways to utilize my time and money and to be a good steward of the money God has given me. I love couponing, finding deals, and sharing what I’ve learned with others. In August 2011, I decided to expand my horizons and use my skills and experiences to start my blog, Saving and More. Since then, my blog has grown into an extensive resource to help and teach my readers how to live within their means! I love what I do, and I hope that through my website my readers will gain a better understanding of how to manage their time and money wisely! Thanks for reading!